CHECK OUT OUR INDIVIDUAL, FAMILY, & BUSINESS POLICIES
CUSTOM POLICIES FOR INDIVIDUAL, FAMILY, OR BUSINESS
Our Personal Auto Policy can cover your entire family and all of its vehicles. We have policies which can protect car, camper, trailer, motorhome and motorcycles; therefore, if preferred we can combine your recreational and auto insurance in one policy.
BEST PRICES, BETTER COVERAGE
SAVING YOU MONEY
We offer an extremely flexible payment plans for both auto coverage and medical / funeral costs. We understand that payments can be difficult – contact us for more payment-related questions.
We offer an extremely flexible payment plan. Payments can be made monthly, quarterly, semiannually or in any combination you choose. You may even select a bill date that is most convenient for you.
Medical Payments are made where reasonable medical and funeral expenses are incurred because of bodily injury caused by accident or sustained by an insured. Must occur within 3 years of the accident and must have occurred in on or around the insured vehicle. There are exclusions to this rule so please read your policy.
Our coverage plans are designed to fit the needs of most drivers. We can also create a tailored policy in special circumstances.
If you are held liable for an auto accident causing bodily injury to someone or damage to their property, Bodily Injury and Property Damage Liability coverage applies for the limits chosen whether you are driving.
- Your own auto, pickup or van scheduled in the policy.
- A temporary borrowed auto
- A rental auto (up to 60 days)
If you, your family or any passengers in your auto are injured in an accident, your necessary medical, hospital and funeral expenses are covered under Personal Injury Protection (PIP) subject to specified limits. PIP also pays a percentage of your income of your passengers’ incomes should you or your passengers be unable to work due to a covered injury (Exception: Motorcycles are not eligible for PIP).
If you or other passengers in your insured auto suffer injury or death from an uninsured or underinsured driver, your policy may pay, up to the limits shown for Uninsured/Underinsured Bodily Injury, sums you are legally entitled to recover.
If your covered auto is hit, runs into an object or rolls over, you policy may pay the actual cash value of damage (minus the deductible you select) if you have purchased Collision Coverage.
If your covered auto sustains a loss caused by fire, earthquake, theft, explosion, flood, hail, glass breakage or vandalism/malicious mischief you policy may pay up to the actual cash value of damage (minus the deductible you select) if you have purchased Comprehensive coverage.
Stereos, phones and other electronic equipment are automatically covered at no charge if permanently installed in a factory designed opening.
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